International Payments

Making payments overseas 

should be easy and secure

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Why choose John Lewis International Payments?

  • Bank-beating exchange rates, no fees for payments over £3,000
  • Set up one-off or regular payments quickly and easily
  • We’ll reimburse you if the recipient bank charges you
  • Make transfers and manage your account online 24 hours a day, 7 days a week

Choose John Lewis International Payments if you’re transferring your salary or pension abroad, paying international bills or tuition fees, or you're making mortgage payments or paying family overseas.

International Payments allow you to make one-off or regular bank-to-bank transfers. Whether that’s £50 or £500,000, we’ll handle your transaction with care and expertise.

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Compare our rates

Below is a representative example of transferring £10,000 into Euros. 

Exchange Rate Fees Charged Amount Received
John Lewis 1.1037 £0 €11,037
Natwest 1.0948 £10 €10,948
RBS 1.0948 £10 €10,948
Nationwide 1.0951 £20 €10,951
HSBC Premier 1.0906 £4 €10,906
Barclays 1.0878 £5 €10,878
Citibank 1.0870 £0 €10,870

Based on independent research by Consumer Intelligence during 03 October – 31 October 2016. Using data obtained online from 3,848 data points during the period stated above for sending £10,000 in €, Consumer Intelligence confirms that the claims above have been independently calculated. Results have been ranked by the amount the beneficiary would receive not including any additional fees as detailed above. The fees stated are those charged by the specified company for sending an international payment by standard transfer option. John Lewis International Payments will reimburse any receiving charges incurred by a recipient bank.  

A safe, fast and fair way to make payments overseas


  • We work closely with our provider, HiFX Europe Limited, to offer a secure service to all our customers
  • Transfer your payments with confidence, thanks to anti-fraud protection and online security


  • Be ready to make your first transfer in as little as ten minutes
  • Make an online transfer 24 hours a day, 7 days a week
  • Keep track of your transactions with automatic email and SMS updates


  • Fair and transparent exchange rates and transfer fees, online and over the phone
  • We’ll reimburse you if the receiving bank charges you for your transaction
  • The same great level of service for one-off and regular payments

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John Lewis International Payments is provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, registration 462444, for the provision of payment services. HiFX is also a registered MSB with HM Revenue & Customs. Registration number 12131222. The details expressed in this transmission and accompanying documents are for information purposes only and are not intended as a solicitation for funds or a recommendation to trade. HIFX accepts no liability whatsoever for any loss or damages suffered through any act or omission taken as a result of reading or interpreting any of the above information. HiFX is a limited company registered in England and Wales. Registered number: 3517451. Registered office: Maxis 1, Western Road, Bracknell, Berkshire, RG12 1RT .